5 reasons to buy Aditya Birla Health Insurance Plans

There’s never just one reason to buy a health plan for Aditya Birla Health Insurance – there are 5!

Getting health insurance coverage is an easy process – but only if you approach the right insurance provider. A health insurance provider like Aditya Birla Health Insurance not only offers the best health policies, but also a smooth purchase and claims settlement process. 

Here’s why you should buy health insurance plans from Aditya Birla Health:

1. The highest sum assured in its class. Normally, customers do not opt for a very high sum assured amount because they fear that the corresponding premium will be quite high. But that’s not the case with the health insurance plans from Aditya Birla Health Insurance. The Activ Health Enhanced policy carries a sum insured as high as Rs 2 crore, while the Activ Health Essential policy has a sum insured of Rs 10 lakh. Plus, the plans are completely affordable and comprehensive, covering all aspects of treatment and hospitalisation.
2. Flexible and simple. Aditya Birla Health Insurance does not believe in jargon and unnecessarily complicating the policy with too many riders and deductibles. What you get are plans that are simple enough to understand, and they are extremely simple to purchase. The health plans themselves offer a great deal of flexibility – customers can ask for the features and riders that they actually need, instead of accepting the plan as is. Thus, there is a fair bit of customisation in the health plan.
3. Innovative features. What sets Aditya Birla Health Insurance apart from other health insurance plans is its vision for health care – it offers a holistic view of health, and not just monetary support in times of distress. Thus, it has conceived of such innovations as wellness and reward programmes to help customers maintain good fitness all their lives. Customers also get reward points for completing set tasks (which are fitness and health-related). Additionally, the Aditya Birla Health blog gives many tips and perspectives on diet, physical and mental fitness, and exercise.
4. Complete digital access. We turn to our smartphones for everything – right from checking the meaning of a phrase to watching a new TV show. So why not make the smartphone or personal computer one’s health companion? Aditya Birla Health Insurance’s vision for the digital age is that all health insurance-related data must be available for customers’ consideration instantly and conveniently. Hence, all insurance-related specifics, as also all fitness tracking information is available on the smartphone or tab/laptop.
5. Comprehensive coverage that others don’t provide. While other health insurance plans dither on offering coverage for pre-existing diseases such as hypertension and diabetes, Aditya Birla Health Insurance offers Day 1 coverage for pre-existing conditions. So customers need not wait to get coverage and hence, treatment for the same.

5 Simple Things to Remember for Stress-Free Driving

According to an article published in The Hindustan Times on November 16, 2016, a woman allegedly mowed down two people on a highway in Haryana in a case of drunken driving. Unfortunately, this is just a single case of drunk driving in a country that sees such occurrences almost everyday. The lady was taken into custody and an FIR was registered in the case. In most cases, such drivers do not have proper auto insurance, making the financial situation worse for them.

Every person needs to take certain pledges and make simple changes for stress-free driving, including not to drink before or while driving and to ensure that your vehicle insurance is always updated.

Simple Things You Need to Remember While Driving

1. Avoid Racing - It's quite normal to have an adrenaline rush by putting the pedal to the metal, racing that red light, or riding someone’s bumper. However, it is your duty to remind yourself that such behaviour is acceptable only on the race track! Such an adrenaline rush can have very harmful consequences on the road. 
2. Stop Being a Time Machine - Did you ever feel determined to make up for lost time when you are behind schedule? When we take over our vehicle, we cannot predict the traffic, weather or the lights, which could cause a serious delay in the schedule. However, it not wise to weave and veer and try to rush to your destination. Start early, giving yourself a bit of extra time for some unpredicted traffic delays. 
3. Don't Tailgate - While driving, you should leave plenty of room between yourself and the driver in front of you, to avoid tailgating, which is one of the biggest causes of accidents. Providing safety to your life, this will surely guarantee a less stressful ride and enough time to apply the brakes when needed. 
4. Say No to Cell Phones Behind the Steering Wheels - Unfortunately, while it  is banned to use the mobile phone while driving, we don’t hesitate to take a call or check a text without pulling over to the side. Research shows that a driver’s reaction times while on the cell phone are similar to reaction times of people with high blood alcohol levels. It is always better to pull over if you need to take a call. 
5. Forgive the Stupidity of Others - Yes, our Indian roads are full of people doing stupid things on the road that risks their own life as well as those of others, such as running across a busy street or weaving through fast moving traffic. Defensive driving is the best we can hope for in the country. So, always be alert for others making mistakes, since they are bound to happen. Don’t let someone else’s dumb move ruin your day!

In addition to all of the above, make sure you have updated auto insurance in your car at all times!

Follow these simple steps to renew your car insurance online

You can renew your car insurance policy online within a few minutes, whether from home or when stuck in traffic or even when holidaying abroad.

As a car owner, you know that there are several things you need to do to keep your car in pristine condition. Not only must it be serviced regularly and used carefully, it must also be protected from damages and other mishaps. Driving carefully and never speeding or cutting across other cars and jaywalkers, are just some solutions to the issue. The real question is: Is your car protected by car insurance? 

And if it is, have you looked at your insurance policy lately?

Your needs as a car owner with insurance can change as the car ages. You might need more coverage or wish to add more benefits in the policy clauses. It is worthwhile to consider taking a policy that offers valuable add-ons at nominal rates, and also settles claims in just seven days from date of filing. 

The next step after taking the policy is to renew car insurance online. Renewing your policy online is the fastest way to get the job done: in just a few steps, and at your convenience, you can renew car insurance online. Leading insurance companies in India have transferred the gamut of their services online for customers’ increased convenience. While eliminating paperwork, this has brought customers in direct contact with their insurers.

You can renew your car insurance online in just a few easy steps, thus:

• Find the insurance renewal date and set a reminder. Your insurer will also inform you by email or SMS.
• Access the insurer’s web portal and look for the section titled ‘Car insurance’
• At the top of the page on the right hand side, you will find the fields ‘Buy’, ‘Renew’, ‘Report a claim’ and ‘Login’. Enter the field marked ‘Renew’.
• You will be prompted to enter your car policy number in the space provided.
• Check if the insurer has presented a correct snapshot of renewal premium and other details of your policy. If correct, proceed to pay online.
• Accept payment acknowledgement and await the receipt.

Renewing car insurance online is not just simple and convenient, it is better handled by the policy holder themselves. Entrusting the job to a broker ends in an additional expense to the customer (the insurer must pay processing charges to the broker, and this fee is passed on to the customer) and there is a chance of the broker filling out incorrect information. Besides, insurance companies can be requested for a call back in case the customer is confused about any aspect of renewal.